The coverage required is Rs. Apollo Munich Health Insurance, founded on 8th August 2007 as a joint venture between Apollo Hospitals Group and Munich Health, has become HDFC ERGO Health Insurance. He approaches HDFC ERGO Health (formally known as Apollo Munich) willing to cover himself and spouse for a total of Rs. What is Waiting Period in Apollo Munich Health Wallet Health Insurance Plan? The sum insured for the critical illness ranges from 50% to 100% of the sum assured, subject to a minimum amount of Rs. Renewal Loyalty Discount of 5% on the renewal premium of the Insure Health Policy can be availed when it is Section 2 a) Benefits renewed, as a cross selling credit to buy any other Apollo Munich Health Insurance Policy within 365 days from the renewal date. Convalescence cash is provided in the form of a lump sum amount if the insured person is hospitalized for more than 7 continuous days. Antony Jacob, Chief Executive Officer, HDFC ERGO Health Insurance , says that the company in collaboration with Axis Bank is going to design custom-tailored health insurance plans for the existing as well as prospective customers of the bank, based on their requirements. 2000, Rs. HDFC ERGO, the 3rd largest Private General Insurer with a 6.2% market share, offers products like Motor, Health, Travel, Home, Personal Accident and Cyber Insurance in the retail space and customized products like Property, Marine and Liability Insurance in the corporate space through its network of 203 branches spread across 170 cities and a wide distribution network. Q6: Who is TPA of HDFC ERGO Health Insurance ? The company has specialized doctors who handle and efficiently take care of the claims throughout. Initially it would look like “6000013840” and a number is added to it every year at the time of renewal, ... HDFC ERGO Health Insurance Ltd., IRDA Registration No. March 3, 2016: Apollo Munich Health Insurance has launched a critical illness rider called Critical Advantage, which covers the insured on cashless basis along with treatment for eight illnesses abroad and the travel and accommodation cost of one family member. Apollo Munich Maxima plan is a health insurance plan with unique Out-patient features to take care of small and regular illnesses like dental treatment, Spectacles or contact lens, Health check up etc.,. These plans will be processed online to maintain the paperless environment and to reduce turnaround time. In addition, the company also offers simple and clear policy wording in order to make the procedure transparent and convenient for policy seekers. The coverage includes hospitalization expenses, maternity expenses, daycare procedures, and organ donor expenses. We Would love to interact with you, Merger of HDFC ERGO Health Insurance with HDFC ERGO General Insurance, HDFC ERGO Health Wallet Individual Insurance, HDFC ERGO Optima Vital Health Insurance Plan, HDFC ERGO Optima Senior Health Insurance Plan, HDFC ERGO Optima Plus Health Insurance Plan, HDFC ERGO Optima Cash Health Insurance Plan, HDFC ERGO Easy Health Exclusive Insurance Plan, HDFC ERGO Optima Super health Insurance Plan. Any unused balance is carried forward to the upcoming year with a bonus of 6 percent under this benefit. It will cover you at the age when health insurance is utterly required. There is waiting period in this policy indicated here 1) Hospitalization treatments covered only after 30 days except for accident injury. Customers of Easy Health and Optima Restore health insurance policy with sum insured of Rs 10 lakh or more can purchase the critical advantage rider to mitigate specific ailment costs at medical facilities outside India. HDFC ERGO Health Insurance Ltd. (Formerly Apollo Munich Health Insurance) 1st Floor, SCF-19, Sector-14, Gurugram-122001, Haryana. 50 Lakhs, Medical expenses in case of hospitalisation are covered, Expenses incurred before and after treatment at hospitals, covered for 60 and 90 days, respectively, Expenses incurred for the treatment of the organ donor during organ transplantation are covered, Expenses incurred for inpatient treatment under Unani, Ayurveda, Homeopathy, and Sidha are covered, as per AYUSH Benefit, After four claim-free years, a free comprehensive health check up is provided. Coverage is provided from the age of three months to 65 years. Below are some of the features of this medical insurance plan: You can make the HDFC ERGO Health Insurance Renewal payment 60 days before the expiry of date. This is where HDFC ERGO Health Insurance Limited provides you an optimal solution. How Network vs. Non-Network Hospitals Affects Health claims? It covers expenses incurred on pre and post hospitalization, domiciliary treatment, daycare procedures, with a waiver of deductible benefit. First 30 Days from Policy Inception Only accidental hospitalisations shall be admissible in … on May 15, 2020, then the new policy renewal date will be May 15, 2021. **Discount is offered by the Insurance company as approved by IRDAI for the product under File & Use guidelines #On the basis of your profile, CIN: U74999HR2014PTC053454 Policybazaar Insurance Brokers Private Limited (formerly known as Policybazaar Insurance Web Aggregator Private Limited) Policybazaar is currently registered as a Web aggregator by IRDAI. • No loading shall apply on renewals based on individual claims experience. The plan covers the cost of hospitalization, maternity expenses, Ayush treatment expenses, with critical illness rider benefits. Use the restore sum insured to pay your future claims. IRDAI/WBA21/15 Valid till 13/07/2021. If any second opinion is required, the rider covers that too. The insurer also provides assistance to the policyholder in choosing travel, accommodation, and treatment in abroad. This medical plan provides daily cash amount for every 24 hours of hospitalization. Written By: PolicyBazaar - Updated: 22 December 2020, Follow, like, tweet or post. The HDFC ERGO Health Optima Restore Plan is a unique health insurance policy that provides coverage on individual and family floater basis. Accidental Hospital cash is provided in which a daily cash amount is paid for each continuous and completed period of 24 hours if the insured person is hospitalized for more than 24 hours, due to an accident. Coverage is provided from the age of 5 to 65 year. The company has a significant presence all over the country, which offers cashless service to policyholders at a range of multi-specialty hospitals. For two or more persons are covered by HDFC ERGO Health Insurance option with its Easy Health,! 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